Fees

The true value of
financial planning

When you work with One Life Wealth, you’ll benefit from our technical advice as well as our planning expertise.

Make no mistake, the right advice can make a measurable difference to your financial position. In many cases, we can actually calculate the potential benefit of accepting our recommendations.

But if financial advice is about making sure you’re doing the right things to be money-efficient, financial planning is about making sure you have full clarity on what you’re aiming for and what actions you should actually be taking.

Both roles need to be continually repeated year after year.

Watch the video for more on being your own financial planner and to better understand the difference between financial advice and financial planning.

What you’ll pay

All clients pay a monthly fee (taken from their investments, not from them directly) which covers our main service. As new clients, you’ll also pay a one-off fixed fee to cover the work we need to do to get you up and running.

Watch the video for a better understanding of our approach. A full breakdown is shown below.

Getting up and running

Features

Help in identifying relevant goals and priorities
A full profile of your current financial position, including key people, policies, assets, liabilities, income, and spending
A lifetime cashflow forecast allowing you to clearly understand your possible future financial position
An 18-point financial planning health assessment
A series of high-level prioritised recommendations
A debrief shortly after the review meeting to discuss your plan and agree next actions
A detailed assessment of your existing pension and investment products
Investment fund recommendations
Full implementation of agreed investment strategy and plan consolidation

Fees

We charge a fixed fee to cover this work which is typically between £2,500 and £5,000*.

*The actual amount depends on the size of your portfolio.

Keeping you on track

Features

A full review of your financial plan at least once a year
Unlimited additional meetings when required
Proactive tax planning support
Ongoing investment suitability review
Full investment administration

Fees

1% of your invested wealth per annum*

*Subject to a minimum annual fee of £2,500.

Please note: Under present rules, most of our work is classed as “intermediation” and so is VAT-exempt. This may change in the future.

Advice you can actually trust

VouchedFor is the UK’s leading independent review site for financial planners and advisers, mortgage brokers, and solicitors. Nick is one of VouchedFor’s select few Top Rated advisers, with dozens of verified reviews ranking his service as among the best in the country.

What our clients say

Peter & Sue

Clients since 2016

Focused on retirement planning and managing retirement income, and overall wealth management

Andy & Nicky

Clients since 2021

Focused on early retirement and financial security

Peter & Jan

Clients since 2023

Focused on business wealth extraction, general wealth management, and improved financial organisation

Neil & Lesley

Clients since 2017

Focused on retirement planning, investing inheritance, and gifting to family

While you might intend to make your financial decisions based on ...

Fees

The true value of financial planning

What you’ll pay

Getting up and running

Features

Fees

Keeping you on track

Features

Fees

Advice you can actually trust

What our clients say

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The true value of
financial planning